TiFi is incorporated in Spain and wishes to apply to Banco de España to operate as an authorised electronic money Institution (AEMI) under the Law 21/2011 of July 26th of electronic money. TiFi is a privately-owned company.

TiFi offers comprehensive payment systems and guidance to individual clients and business clients for configuring the merchants’ operations and business processes. Subsequently, TiFi will help its customers to maximize their efficiency, improve their profitability and facilitate their growth.

TiFi is a Company that wants to make financial services accessible to everyone. It is led by professionals from the financial and corporate sector.

The board of the Company has more than 50 years’ combined experience in financial services, compliance, and company management. The top experienced management of the company has been involved in the financial sector for a protracted period of time, co-operating with Chinese and international banks and other market players.

The executives have demonstrated extensive knowledge and experience in this field.

Our mission is to make financial services as easy and accessible as mobile applications in smartphones. TiFi as a licensed entity is going to continuously strive for excellence and utmost dependability as a trustworthy financial partner in Spain and in European Union.

TiFi strongly believes that the exponential development which FinTech companies have experienced in the past 5 years has not reached its peak. The constant technological innovations in compliance, payments, investments and lending fields will continue to provide FinTech companies with enormous opportunities to achieve the transformation from classic financial models to digital ones at an even accelerated pace.

Our strategy is to provide business-to-consumer (B2C) and business-to-business (B2B) e-money services.

For B2C services, we provide customers with a 24-hour around the clock services that enable them to receive and pay out e-money anytime and anywhere at low cost. The e-money receivers and senders will be able to track the progress of their transfer through an online portal or by speaking to our customer service representatives.

For B2B services, our clients would be mainly small and medium size companies which operate in e-commerce market, especially for those engaged in cross-border e-commerce, such as merchants selling goods internationally, including but not limited to the China - Europe corridor. To some extent, it is difficult for these companies to collect payments from local customers at a convenient and cost-effective way. In this regard, we can provide them with better and more convenient solutions to collect payments from their customers as well as local and international pay-out services.